U.S. inflation · 1995–2022

Value of $100 in 1995, adjusted to 2022

$100 in 1995 is worth $192 in 2022, because prices increased 92.0% over that period, an average of 2.45% a year.

$100 in 1995 has the same buying power as

$192

in 2022

$100$146$19219952002200920152022$100 · 1995$192 · 2022
Detailed inflation statistics
Cumulative price change92.0%
Average inflation rate2.45% per year
Converted amount ($100 base)$192
Price difference ($100 base)$92.03
CPI in 1995152.4
CPI in 2022292.655
Inflation in 19952.83%
Inflation in 20228.00%
$100 in 1995 → 2022$192
$100 in 2022 → 1995$52.07

What happened to prices between 1995 and 2022

Between 1995 and 2022, the Consumer Price Index went from 152.4 to 292.655. Cumulatively, prices increased 92.0%, which works out to an average of 2.45% per year. Put differently, a dollar in 1995 bought what $0.52 buys in 2022: the 1995 dollar lost 47.9% of its purchasing power over these 27 years.

In 1995, gas averaged $1.15 a gallon, a new home cost roughly $133,900, and the median household earned about $34,100. Inflation ran at 2.8% for the year, little changed from 1994, as the Federal Reserve shifted from raising rates to cutting them. Having lifted its policy rate six times the year before, the Fed judged by July that the economy had cooled enough on its own, and trimmed rates instead, an outcome economists would later point to as a rare soft landing. The year opened with a currency crisis: Mexico’s peso lost roughly half its value against the dollar in a matter of weeks, and the U.S. Treasury and the IMF assembled a $50 billion rescue package, controversial in Congress, to stabilize it and keep the crisis from spreading to other emerging markets. Closer to home, a budget standoff between President Clinton and the Republican Congress shut down federal agencies twice, first for five days in November and then for 21 days spanning December into January 1996, the longest shutdown up to that point. The Postal Service raised the cost of a first-class stamp to 32 cents in January. Low, steady inflation was about the only calm part of 1995’s economic story.

More about inflation in 1995 →

Common amounts: 1995 dollars in 2022

Every 1995 amount converts to 2022 at the same ratio, 1.92: $1,000 becomes $1,920, and $10,000 becomes $19,203.

Amount in 1995Value in 2022
$1.00$1.92
$5.00$9.60
$10.00$19.20
$20.00$38.41
$50.00$96.02
$100$192
$500$960
$1,000$1,920
$5,000$9,602
$10,000$19,203
$100,000$192,031
$1,000,000$1,920,308

Inflation by spending category, 1995–2022

Between 1995 and 2022, energy rose the most, up 183.5%, while apparel fell 3.7%, against 92.0% for all items. The headline number is an average; here is what $100 of 1995 spending costs in 2022, by category:

Category Avg. yearly inflation $100 in 1995 →
All items (CPI-U) 2.45% $192
Energy 3.94% $284
Medical care 3.42% $248
Food 2.71% $206
Housing 2.65% $203
Transportation 2.43% $191
Core (all items less food & energy) 2.25% $183
Education & communication 1.66% $156
Recreation 1.21% $138
Apparel -0.14% $96.27

Decade by decade: 1995 to 2022

Prices climbed fastest in the 2020s, averaging 6.34% a year, and slowest in the 2010s (1.73% a year). Each step below chains into the full 1995–2022 change:

Years Avg. yearly inflation Price change $100 from 1995, at end
1995–2000 2.47% 13.0% $113
2000–2010 2.39% 26.6% $143
2010–2020 1.73% 18.7% $170
2020–2022 6.34% 13.1% $192

Year by year: CPI and the value of $100 from 1995

$100 from 1995 had already become $141 by 2008, on its way to $192 in 2022; each row shows the CPI, that year's inflation rate, and the running value. Within the span, inflation peaked at 8.0% in 2022, and prices fell 0.4% in 2009, the deepest deflation of the period.

Year CPI Inflation rate $100 from 1995
1995 152.4 2.8% $100
1996 156.9 3.0% $103
1997 160.5 2.3% $105
1998 163 1.6% $107
1999 166.6 2.2% $109
2000 172.2 3.4% $113
2001 177.1 2.8% $116
2002 179.9 1.6% $118
2003 184 2.3% $121
2004 188.9 2.7% $124
2005 195.3 3.4% $128
2006 201.6 3.2% $132
2007 207.342 2.8% $136
2008 215.303 3.8% $141
2009 214.537 -0.4% $141
2010 218.056 1.6% $143
2011 224.939 3.2% $148
2012 229.594 2.1% $151
2013 232.957 1.5% $153
2014 236.736 1.6% $155
2015 237.017 0.1% $156
2016 240.007 1.3% $157
2017 245.12 2.1% $161
2018 251.107 2.4% $165
2019 255.657 1.8% $168
2020 258.811 1.2% $170
2021 270.97 4.7% $178
2022 292.655 8.0% $192

The destination year: 2022

In 2022, prices rose 8.0% and $100 from 1995 had the buying power of $192; the year's average CPI of 292.655 is the level behind every 2022 figure on this page.

2022 was the year inflation returned. Consumer prices rose 8.0% on average, the worst since 1981, driven by pandemic-era supply chains, stimulus-fueled demand, and an energy shock from the war in Ukraine. Gas briefly topped $5 a gallon nationally for the first time ever, and “inflation” became the top-ranked economic concern in nearly every poll of American households.

More about inflation in 2022 →

Cite this page

MLA: “Inflation from 1995 to 2022: $100 is worth $192 today.” InflationCalculator.com, U.S. Bureau of Labor Statistics CPI-U data, https://inflationcalculator.com/inflation/1995-to-2022/

APA: InflationCalculator.com. Inflation from 1995 to 2022. Based on U.S. Bureau of Labor Statistics CPI-U data. Retrieved from https://inflationcalculator.com/inflation/1995-to-2022/

Source: U.S. Bureau of Labor Statistics, CPI-U annual averages (series CUUR0000SA0; category indexes listed on the data sources page). See how these numbers are calculated.