$100 in 1995 is worth $128 in 2005,
because prices increased 28.1% over that period, an average of
2.51% a year.
$100 in 1995 has
the same buying power as
$128
in 2005
Detailed inflation statistics
Cumulative price change
28.1%
Average inflation rate
2.51% per year
Converted amount ($100 base)
$128
Price difference ($100 base)
$28.15
CPI in 1995
152.4
CPI in 2005
195.3
Inflation in 1995
2.83%
Inflation in 2005
3.39%
$100 in 1995 → 2005
$128
$100 in 2005 → 1995
$78.03
What happened to prices between 1995 and 2005
Between 1995 and 2005, the Consumer Price Index went from 152.4 to 195.3.
Cumulatively, prices increased 28.1%, which works out to an average of
2.51% per year. Put differently, a dollar in 1995 bought what
$0.78 buys in 2005: the 1995 dollar
lost 22.0% of its purchasing power over
these 10 years.
In 1995, gas averaged $1.15 a gallon, a new home cost roughly $133,900, and the median household
earned about $34,100. Inflation ran at 2.8% for the year, little changed from 1994, as the
Federal Reserve shifted from raising rates to cutting them. Having lifted its policy rate six
times the year before, the Fed judged by July that the economy had cooled enough on its own, and
trimmed rates instead, an outcome economists would later point to as a rare soft landing. The
year opened with a currency crisis: Mexico’s peso lost roughly half its value against the dollar
in a matter of weeks, and the U.S. Treasury and the IMF assembled a $50 billion rescue package,
controversial in Congress, to stabilize it and keep the crisis from spreading to other emerging
markets. Closer to home, a budget standoff between President Clinton and the Republican Congress
shut down federal agencies twice, first for five days in November and then for 21 days spanning
December into January 1996, the longest shutdown up to that point. The Postal Service raised the
cost of a first-class stamp to 32 cents in January. Low, steady inflation was about the only calm
part of 1995’s economic story.
Every 1995 amount converts to 2005 at the same ratio, 1.28: $1,000 becomes
$1,281, and $10,000 becomes $12,815.
Amount in 1995
Value in 2005
$1.00
$1.28
$5.00
$6.41
$10.00
$12.81
$20.00
$25.63
$50.00
$64.07
$100
$128
$500
$641
$1,000
$1,281
$5,000
$6,407
$10,000
$12,815
$100,000
$128,150
$1,000,000
$1,281,496
Inflation by spending category, 1995–2005
Between 1995 and 2005, energy rose the most, up 68.3%, while apparel fell 9.5%, against 28.1% for all items. The headline number is an average; here is what $100 of 1995
spending costs in 2005, by category:
Category
Avg. yearly inflation
$100 in 1995 →
All items (CPI-U)
2.51%
$128
Energy
5.35%
$168
Medical care
3.90%
$147
Housing
2.80%
$132
Food
2.54%
$129
Transportation
2.26%
$125
Core (all items less food & energy)
2.23%
$125
Education & communication
2.12%
$123
Recreation
1.47%
$116
Apparel
-0.99%
$90.53
Decade by decade: 1995 to 2005
Prices climbed fastest in the 2000s, averaging 2.55% a year, and slowest in the 1990s (2.47% a year). Each step below chains into the full 1995–2005 change:
Years
Avg. yearly inflation
Price change
$100 from 1995, at end
1995–2000
2.47%
13.0%
$113
2000–2005
2.55%
13.4%
$128
Year by year: CPI and the value of $100 from 1995
$100 from 1995 had already become $113 by
2000, on its way to $128 in 2005; each row shows the CPI, that
year's inflation rate, and the running value.
Within the span, inflation peaked at 3.4% in 2005, and the smallest rise was 1.6% in 1998.
In 2005, prices rose 3.4% and $100 from 1995 had the buying
power of $128; the year's average CPI of 195.3 is the level
behind every 2005 figure on this page.
Inflation rose to 3.4% in 2005, up from 2.7% in 2004, as gasoline averaged $2.30 a gallon,
compared with $1.88 the year before. Hurricane Katrina made landfall on August 29, and with
Hurricane Rita weeks later it disrupted Gulf Coast refining, pushing the national average
price past $3 in early September. The Federal Reserve raised its policy rate at every meeting,
from 2.25% to 4.25%, to keep energy costs from feeding into other prices. The median household
earned about $46,300, up 4.5% from 2004, but the median new home price rose a further 9%, to
$240,900. In April, Congress passed a bankruptcy law that made it harder to clear debts. A
first-class stamp stayed at 37 cents until January 2006, and the federal minimum wage stayed
at $5.15.
MLA: “Inflation from 1995 to 2005: $100 is worth $128 today.” InflationCalculator.com, U.S. Bureau of Labor Statistics CPI-U data, https://inflationcalculator.com/inflation/1995-to-2005/
APA: InflationCalculator.com. Inflation from 1995 to 2005. Based on U.S. Bureau of Labor Statistics CPI-U data. Retrieved from https://inflationcalculator.com/inflation/1995-to-2005/