U.S. inflation · 1995–2026

Value of $100 in 1995, adjusted to 2026

$100 in 1995 is worth $218 in 2026, because prices increased 118.0% over that period, an average of 2.55% a year.

$100 in 1995 has the same buying power as

$218

in 2026

$100$159$21819952003201120182026$100 · 1995$218 · 2026
Detailed inflation statistics
Cumulative price change118.0%
Average inflation rate2.55% per year
Converted amount ($100 base)$218
Price difference ($100 base)$118
CPI in 1995152.4
CPI in 2026332.243
Inflation in 19952.83%
Inflation in 20263.20%
$100 in 1995 → 2026$218
$100 in 2026 → 1995$45.87

Uses a partial-year average for the current year; updates with each CPI release.

What happened to prices between 1995 and 2026

Between 1995 and 2026, the Consumer Price Index went from 152.4 to 332.243. Cumulatively, prices increased 118.0%, which works out to an average of 2.55% per year. Put differently, a dollar in 1995 bought what $0.46 buys in 2026: the 1995 dollar lost 54.1% of its purchasing power over these 31 years.

In 1995, gas averaged $1.15 a gallon, a new home cost roughly $133,900, and the median household earned about $34,100. Inflation ran at 2.8% for the year, little changed from 1994, as the Federal Reserve shifted from raising rates to cutting them. Having lifted its policy rate six times the year before, the Fed judged by July that the economy had cooled enough on its own, and trimmed rates instead, an outcome economists would later point to as a rare soft landing. The year opened with a currency crisis: Mexico’s peso lost roughly half its value against the dollar in a matter of weeks, and the U.S. Treasury and the IMF assembled a $50 billion rescue package, controversial in Congress, to stabilize it and keep the crisis from spreading to other emerging markets. Closer to home, a budget standoff between President Clinton and the Republican Congress shut down federal agencies twice, first for five days in November and then for 21 days spanning December into January 1996, the longest shutdown up to that point. The Postal Service raised the cost of a first-class stamp to 32 cents in January. Low, steady inflation was about the only calm part of 1995’s economic story.

More about inflation in 1995 →

Common amounts: 1995 dollars in 2026

Every 1995 amount converts to 2026 at the same ratio, 2.18: $1,000 becomes $2,180, and $10,000 becomes $21,801.

Amount in 1995Value in 2026
$1.00$2.18
$5.00$10.90
$10.00$21.80
$20.00$43.60
$50.00$109
$100$218
$500$1,090
$1,000$2,180
$5,000$10,900
$10,000$21,801
$100,000$218,007
$1,000,000$2,180,072

Inflation by spending category, 1995–2026

Between 1995 and 2026, energy rose the most, up 202.2%, while apparel rose the least, up 3.4%, against 118.0% for all items. The headline number is an average; here is what $100 of 1995 spending costs in 2026, by category:

Category Avg. yearly inflation $100 in 1995 →
All items (CPI-U) 2.55% $218
Energy 3.63% $302
Medical care 3.24% $269
Housing 2.87% $241
Food 2.79% $235
Core (all items less food & energy) 2.40% $208
Transportation 2.36% $206
Education & communication 1.53% $160
Recreation 1.38% $153
Apparel 0.11% $103

Decade by decade: 1995 to 2026

Prices climbed fastest in the 2020s, averaging 4.25% a year, and slowest in the 2010s (1.73% a year). Each step below chains into the full 1995–2026 change:

Years Avg. yearly inflation Price change $100 from 1995, at end
1995–2000 2.47% 13.0% $113
2000–2010 2.39% 26.6% $143
2010–2020 1.73% 18.7% $170
2020–2026 4.25% 28.4% $218

Year by year: CPI and the value of $100 from 1995

$100 from 1995 had already become $148 by 2011, on its way to $218 in 2026; each row shows the CPI, that year's inflation rate, and the running value. Within the span, inflation peaked at 8.0% in 2022, and prices fell 0.4% in 2009, the deepest deflation of the period.

Year CPI Inflation rate $100 from 1995
1995 152.4 2.8% $100
1997 160.5 2.3% $105
1999 166.6 2.2% $109
2001 177.1 2.8% $116
2003 184 2.3% $121
2005 195.3 3.4% $128
2007 207.342 2.8% $136
2009 214.537 -0.4% $141
2011 224.939 3.2% $148
2013 232.957 1.5% $153
2015 237.017 0.1% $156
2017 245.12 2.1% $161
2019 255.657 1.8% $168
2021 270.97 4.7% $178
2023 304.702 4.1% $200
2025 321.943 2.6% $211
2026 332.243 3.2% $218

Long periods are sampled every 2 years; the calculator above covers any pair of years.

The destination year: 2026

In 2026, prices rose 3.2% and $100 from 1995 had the buying power of $218; the year's average CPI of 332.243 is the level behind every 2026 figure on this page.

Cite this page

MLA: “Inflation from 1995 to 2026: $100 is worth $218 today.” InflationCalculator.com, U.S. Bureau of Labor Statistics CPI-U data, https://inflationcalculator.com/inflation/1995-to-2026/

APA: InflationCalculator.com. Inflation from 1995 to 2026. Based on U.S. Bureau of Labor Statistics CPI-U data. Retrieved from https://inflationcalculator.com/inflation/1995-to-2026/

Source: U.S. Bureau of Labor Statistics, CPI-U annual averages (series CUUR0000SA0; category indexes listed on the data sources page). See how these numbers are calculated.