$100 in 1995 is worth $136 in 2007,
because prices increased 36.1% over that period, an average of
2.60% a year.
$100 in 1995 has
the same buying power as
$136
in 2007
Detailed inflation statistics
Cumulative price change
36.1%
Average inflation rate
2.60% per year
Converted amount ($100 base)
$136
Price difference ($100 base)
$36.05
CPI in 1995
152.4
CPI in 2007
207.342
Inflation in 1995
2.83%
Inflation in 2007
2.85%
$100 in 1995 → 2007
$136
$100 in 2007 → 1995
$73.50
What happened to prices between 1995 and 2007
Between 1995 and 2007, the Consumer Price Index went from 152.4 to 207.342.
Cumulatively, prices increased 36.1%, which works out to an average of
2.60% per year. Put differently, a dollar in 1995 bought what
$0.74 buys in 2007: the 1995 dollar
lost 26.5% of its purchasing power over
these 12 years.
In 1995, gas averaged $1.15 a gallon, a new home cost roughly $133,900, and the median household
earned about $34,100. Inflation ran at 2.8% for the year, little changed from 1994, as the
Federal Reserve shifted from raising rates to cutting them. Having lifted its policy rate six
times the year before, the Fed judged by July that the economy had cooled enough on its own, and
trimmed rates instead, an outcome economists would later point to as a rare soft landing. The
year opened with a currency crisis: Mexico’s peso lost roughly half its value against the dollar
in a matter of weeks, and the U.S. Treasury and the IMF assembled a $50 billion rescue package,
controversial in Congress, to stabilize it and keep the crisis from spreading to other emerging
markets. Closer to home, a budget standoff between President Clinton and the Republican Congress
shut down federal agencies twice, first for five days in November and then for 21 days spanning
December into January 1996, the longest shutdown up to that point. The Postal Service raised the
cost of a first-class stamp to 32 cents in January. Low, steady inflation was about the only calm
part of 1995’s economic story.
Every 1995 amount converts to 2007 at the same ratio, 1.36: $1,000 becomes
$1,361, and $10,000 becomes $13,605.
Amount in 1995
Value in 2007
$1.00
$1.36
$5.00
$6.80
$10.00
$13.61
$20.00
$27.21
$50.00
$68.03
$100
$136
$500
$680
$1,000
$1,361
$5,000
$6,803
$10,000
$13,605
$100,000
$136,051
$1,000,000
$1,360,512
Inflation by spending category, 1995–2007
Between 1995 and 2007, energy rose the most, up 97.5%, while apparel fell 9.8%, against 36.1% for all items. The headline number is an average; here is what $100 of 1995
spending costs in 2007, by category:
Category
Avg. yearly inflation
$100 in 1995 →
All items (CPI-U)
2.60%
$136
Energy
5.83%
$197
Medical care
3.95%
$159
Housing
2.91%
$141
Food
2.64%
$137
Transportation
2.39%
$133
Core (all items less food & energy)
2.26%
$131
Education & communication
2.19%
$130
Recreation
1.38%
$118
Apparel
-0.86%
$90.15
Decade by decade: 1995 to 2007
Prices climbed fastest in the 2000s, averaging 2.69% a year, and slowest in the 1990s (2.47% a year). Each step below chains into the full 1995–2007 change:
Years
Avg. yearly inflation
Price change
$100 from 1995, at end
1995–2000
2.47%
13.0%
$113
2000–2007
2.69%
20.4%
$136
Year by year: CPI and the value of $100 from 1995
$100 from 1995 had already become $116 by
2001, on its way to $136 in 2007; each row shows the CPI, that
year's inflation rate, and the running value.
Within the span, inflation peaked at 3.4% in 2005, and the smallest rise was 1.6% in 1998.
In 2007, prices rose 2.8% and $100 from 1995 had the buying
power of $136; the year's average CPI of 207.342 is the level
behind every 2007 figure on this page.
Inflation was 2.8% in 2007, with gasoline averaging $2.80 a gallon, but the year is better
known for what began underneath prices. In August, French bank BNP Paribas froze funds tied to
U.S. subprime mortgages, and credit between banks tightened. The Federal Reserve responded with
a half-point cut on September 18, its first in four years, and took the policy rate from 5.25% to
4.25% by December. The economy peaked that month, by the National Bureau of Economic Research’s
dating, and the Great Recession followed. The median household earned about $50,200, and the
median new home cost $247,900. Congress ended the decade-long freeze on the federal minimum wage
in May, with the first of three steps to $5.85 in July. A first-class stamp cost 41 cents.
MLA: “Inflation from 1995 to 2007: $100 is worth $136 today.” InflationCalculator.com, U.S. Bureau of Labor Statistics CPI-U data, https://inflationcalculator.com/inflation/1995-to-2007/
APA: InflationCalculator.com. Inflation from 1995 to 2007. Based on U.S. Bureau of Labor Statistics CPI-U data. Retrieved from https://inflationcalculator.com/inflation/1995-to-2007/