U.S. inflation · 1995–2014

Value of $100 in 1995, adjusted to 2014

$100 in 1995 is worth $155 in 2014, because prices increased 55.3% over that period, an average of 2.35% a year.

$100 in 1995 has the same buying power as

$155

in 2014

$100$128$15519952000200520092014$100 · 1995$155 · 2014
Detailed inflation statistics
Cumulative price change55.3%
Average inflation rate2.35% per year
Converted amount ($100 base)$155
Price difference ($100 base)$55.34
CPI in 1995152.4
CPI in 2014236.736
Inflation in 19952.83%
Inflation in 20141.62%
$100 in 1995 → 2014$155
$100 in 2014 → 1995$64.38

What happened to prices between 1995 and 2014

Between 1995 and 2014, the Consumer Price Index went from 152.4 to 236.736. Cumulatively, prices increased 55.3%, which works out to an average of 2.35% per year. Put differently, a dollar in 1995 bought what $0.64 buys in 2014: the 1995 dollar lost 35.6% of its purchasing power over these 19 years.

In 1995, gas averaged $1.15 a gallon, a new home cost roughly $133,900, and the median household earned about $34,100. Inflation ran at 2.8% for the year, little changed from 1994, as the Federal Reserve shifted from raising rates to cutting them. Having lifted its policy rate six times the year before, the Fed judged by July that the economy had cooled enough on its own, and trimmed rates instead, an outcome economists would later point to as a rare soft landing. The year opened with a currency crisis: Mexico’s peso lost roughly half its value against the dollar in a matter of weeks, and the U.S. Treasury and the IMF assembled a $50 billion rescue package, controversial in Congress, to stabilize it and keep the crisis from spreading to other emerging markets. Closer to home, a budget standoff between President Clinton and the Republican Congress shut down federal agencies twice, first for five days in November and then for 21 days spanning December into January 1996, the longest shutdown up to that point. The Postal Service raised the cost of a first-class stamp to 32 cents in January. Low, steady inflation was about the only calm part of 1995’s economic story.

More about inflation in 1995 →

Common amounts: 1995 dollars in 2014

Every 1995 amount converts to 2014 at the same ratio, 1.55: $1,000 becomes $1,553, and $10,000 becomes $15,534.

Amount in 1995Value in 2014
$1.00$1.55
$5.00$7.77
$10.00$15.53
$20.00$31.07
$50.00$77.67
$100$155
$500$777
$1,000$1,553
$5,000$7,767
$10,000$15,534
$100,000$155,339
$1,000,000$1,553,386

Inflation by spending category, 1995–2014

Between 1995 and 2014, energy rose the most, up 131.5%, while apparel fell 3.4%, against 55.3% for all items. The headline number is an average; here is what $100 of 1995 spending costs in 2014, by category:

Category Avg. yearly inflation $100 in 1995 →
All items (CPI-U) 2.35% $155
Energy 4.52% $232
Medical care 3.64% $197
Food 2.62% $164
Housing 2.40% $157
Transportation 2.34% $155
Education & communication 2.13% $149
Core (all items less food & energy) 2.07% $148
Recreation 1.06% $122
Apparel -0.18% $96.60

Decade by decade: 1995 to 2014

Prices climbed fastest in the 1990s, averaging 2.47% a year, and slowest in the 2010s (2.08% a year). Each step below chains into the full 1995–2014 change:

Years Avg. yearly inflation Price change $100 from 1995, at end
1995–2000 2.47% 13.0% $113
2000–2010 2.39% 26.6% $143
2010–2014 2.08% 8.6% $155

Year by year: CPI and the value of $100 from 1995

$100 from 1995 had already become $124 by 2004, on its way to $155 in 2014; each row shows the CPI, that year's inflation rate, and the running value. Within the span, inflation peaked at 3.8% in 2008, and prices fell 0.4% in 2009, the deepest deflation of the period.

Year CPI Inflation rate $100 from 1995
1995 152.4 2.8% $100
1996 156.9 3.0% $103
1997 160.5 2.3% $105
1998 163 1.6% $107
1999 166.6 2.2% $109
2000 172.2 3.4% $113
2001 177.1 2.8% $116
2002 179.9 1.6% $118
2003 184 2.3% $121
2004 188.9 2.7% $124
2005 195.3 3.4% $128
2006 201.6 3.2% $132
2007 207.342 2.8% $136
2008 215.303 3.8% $141
2009 214.537 -0.4% $141
2010 218.056 1.6% $143
2011 224.939 3.2% $148
2012 229.594 2.1% $151
2013 232.957 1.5% $153
2014 236.736 1.6% $155

The destination year: 2014

In 2014, prices rose 1.6% and $100 from 1995 had the buying power of $155; the year's average CPI of 236.736 is the level behind every 2014 figure on this page.

2014 ended with the sharpest oil price drop in years. Consumer prices rose 1.6% for the year, close to 2013’s pace, but the annual figure hid a shift at the pump: crude oil fell from above $100 a barrel in June to below $60 in December, and gasoline finished the year near $2.25 a gallon after averaging $3.37 across 2014. The drop reflected record U.S. shale output, softer global demand, and OPEC’s decision in November to keep producing.

For households, cheaper fuel arrived just as the labor market strengthened. Median household income was $53,657, essentially flat on the prior year, and the median new home sold for about $288,500. The federal minimum wage stayed at $7.25 for a fifth year, and a first-class stamp rose to 49 cents.

The Federal Reserve ended its bond purchases in October but left its policy rate at zero. A stronger dollar helped hold down import prices. Because energy weighs heavily in the CPI, the late-year slide carried into 2015, which posted the smallest annual increase of the decade.

More about inflation in 2014 →

Cite this page

MLA: “Inflation from 1995 to 2014: $100 is worth $155 today.” InflationCalculator.com, U.S. Bureau of Labor Statistics CPI-U data, https://inflationcalculator.com/inflation/1995-to-2014/

APA: InflationCalculator.com. Inflation from 1995 to 2014. Based on U.S. Bureau of Labor Statistics CPI-U data. Retrieved from https://inflationcalculator.com/inflation/1995-to-2014/

Source: U.S. Bureau of Labor Statistics, CPI-U annual averages (series CUUR0000SA0; category indexes listed on the data sources page). See how these numbers are calculated.