U.S. inflation · 1990–2020

Value of $100 in 1990, adjusted to 2020

$100 in 1990 is worth $198 in 2020, because prices increased 98.0% over that period, an average of 2.30% a year.

$100 in 1990 has the same buying power as

$198

in 2020

$100$149$19819901998200520132020$100 · 1990$198 · 2020
Detailed inflation statistics
Cumulative price change98.0%
Average inflation rate2.30% per year
Converted amount ($100 base)$198
Price difference ($100 base)$98.02
CPI in 1990130.7
CPI in 2020258.811
Inflation in 19905.40%
Inflation in 20201.23%
$100 in 1990 → 2020$198
$100 in 2020 → 1990$50.50

What happened to prices between 1990 and 2020

Between 1990 and 2020, the Consumer Price Index went from 130.7 to 258.811. Cumulatively, prices increased 98.0%, which works out to an average of 2.30% per year. Put differently, a dollar in 1990 bought what $0.51 buys in 2020: the 1990 dollar lost 49.5% of its purchasing power over these 30 years.

In 1990, the median U.S. household earned about $29,900, gas averaged $1.15 a gallon, and mailing a letter cost a quarter. Inflation ran hot at 5.4% for the year, its highest rate since 1982, pushed up by an oil shock after Iraq’s invasion of Kuwait, and the economy tipped into recession that summer. It was the last gasp of elevated inflation before the long calm of the 1990s.

More about inflation in 1990 →

Common amounts: 1990 dollars in 2020

Every 1990 amount converts to 2020 at the same ratio, 1.98: $1,000 becomes $1,980, and $10,000 becomes $19,802.

Amount in 1990Value in 2020
$1.00$1.98
$5.00$9.90
$10.00$19.80
$20.00$39.60
$50.00$99.01
$100$198
$500$990
$1,000$1,980
$5,000$9,901
$10,000$19,802
$100,000$198,019
$1,000,000$1,980,191

Inflation by spending category, 1990–2020

Between 1990 and 2020, medical care rose the most, up 218.7%, while apparel fell 4.9%, against 98.0% for all items. The headline number is an average; here is what $100 of 1990 spending costs in 2020, by category:

Category Avg. yearly inflation $100 in 1990 →
All items (CPI-U) 2.30% $198
Medical care 3.94% $319
Housing 2.53% $211
Food 2.37% $202
Core (all items less food & energy) 2.30% $198
Energy 2.21% $193
Transportation 1.73% $167
Apparel -0.17% $95.15

Not shown because the BLS began these indexes after 1990: recreation (1993–), education & communication (1993–).

Decade by decade: 1990 to 2020

Prices climbed fastest in the 1990s, averaging 2.80% a year, and slowest in the 2010s (1.73% a year). Each step below chains into the full 1990–2020 change:

Years Avg. yearly inflation Price change $100 from 1990, at end
1990–2000 2.80% 31.8% $132
2000–2010 2.39% 26.6% $167
2010–2020 1.73% 18.7% $198

Year by year: CPI and the value of $100 from 1990

$100 from 1990 had already become $149 by 2005, on its way to $198 in 2020; each row shows the CPI, that year's inflation rate, and the running value. Within the span, inflation peaked at 4.2% in 1991, and prices fell 0.4% in 2009, the deepest deflation of the period.

Year CPI Inflation rate $100 from 1990
1990 130.7 5.4% $100
1991 136.2 4.2% $104
1992 140.3 3.0% $107
1993 144.5 3.0% $111
1994 148.2 2.6% $113
1995 152.4 2.8% $117
1996 156.9 3.0% $120
1997 160.5 2.3% $123
1998 163 1.6% $125
1999 166.6 2.2% $127
2000 172.2 3.4% $132
2001 177.1 2.8% $136
2002 179.9 1.6% $138
2003 184 2.3% $141
2004 188.9 2.7% $145
2005 195.3 3.4% $149
2006 201.6 3.2% $154
2007 207.342 2.8% $159
2008 215.303 3.8% $165
2009 214.537 -0.4% $164
2010 218.056 1.6% $167
2011 224.939 3.2% $172
2012 229.594 2.1% $176
2013 232.957 1.5% $178
2014 236.736 1.6% $181
2015 237.017 0.1% $181
2016 240.007 1.3% $184
2017 245.12 2.1% $188
2018 251.107 2.4% $192
2019 255.657 1.8% $196
2020 258.811 1.2% $198

The destination year: 2020

In 2020, prices rose 1.2% and $100 from 1990 had the buying power of $198; the year's average CPI of 258.811 is the level behind every 2020 figure on this page.

2020 was the year the pandemic rewired the price data without triggering the inflation spike that followed it. Consumer prices rose just 1.2% for the year, the mildest pace since 2015, as COVID-19 lockdowns emptied roads, closed airports, and crushed energy demand. Oil told the starkest story: on April 20, U.S. crude futures fell to about negative $37 a barrel, the first negative settlement in the market’s history, as storage capacity ran out and no one wanted the physical barrels. Gasoline followed it down, falling to about $1.80 a gallon nationally that month before recovering to average $2.17 for the year. Grocery prices moved the other way: pantry stocking and meatpacking-plant disruptions pushed food-at-home costs up faster than usual, a rare case of food and energy pulling the index in opposite directions. Washington answered with the $2.2 trillion CARES Act, signed March 27, which sent $1,200 payments to most adults and added $600 a week to unemployment benefits as states ordered widespread business closures. The Federal Reserve cut its policy rate to near zero in two emergency moves that same month and pledged to buy Treasury and mortgage bonds “in the amounts needed” to keep credit markets working, an open-ended commitment beyond even its 2008 response. None of it showed up in the CPI yet: the stimulus, the supply shocks, and the reopening whiplash that followed would build into the fastest inflation in four decades over the next two years.

More about inflation in 2020 →

Cite this page

MLA: “Inflation from 1990 to 2020: $100 is worth $198 today.” InflationCalculator.com, U.S. Bureau of Labor Statistics CPI-U data, https://inflationcalculator.com/inflation/1990-to-2020/

APA: InflationCalculator.com. Inflation from 1990 to 2020. Based on U.S. Bureau of Labor Statistics CPI-U data. Retrieved from https://inflationcalculator.com/inflation/1990-to-2020/

Source: U.S. Bureau of Labor Statistics, CPI-U annual averages (series CUUR0000SA0; category indexes listed on the data sources page). See how these numbers are calculated.