U.S. inflation · 1986–1999

Value of $100 in 1986, adjusted to 1999

$100 in 1986 is worth $152 in 1999, because prices increased 52.0% over that period, an average of 3.27% a year.

$100 in 1986 has the same buying power as

$152

in 1999

$100$126$15219861989199319961999$100 · 1986$152 · 1999
Detailed inflation statistics
Cumulative price change52.0%
Average inflation rate3.27% per year
Converted amount ($100 base)$152
Price difference ($100 base)$52.01
CPI in 1986109.6
CPI in 1999166.6
Inflation in 19861.86%
Inflation in 19992.21%
$100 in 1986 → 1999$152
$100 in 1999 → 1986$65.79

What happened to prices between 1986 and 1999

Between 1986 and 1999, the Consumer Price Index went from 109.6 to 166.6. Cumulatively, prices increased 52.0%, which works out to an average of 3.27% per year. Put differently, a dollar in 1986 bought what $0.66 buys in 1999: the 1986 dollar lost 34.2% of its purchasing power over these 13 years.

1986 delivered the decade’s biggest one-year drop in inflation, and it came almost entirely from a single source: oil. Saudi Arabia abandoned its policy of restraining output to prop up prices, and world crude collapsed from about $27 a barrel to under $10 by midyear. Gasoline, which had averaged $1.12 a gallon in 1985, fell to 86 cents. With energy costs plunging, headline CPI inflation for the year came in at just 1.9%, the lowest annual rate since 1965 and a striking bookend to 1980’s 13.5% peak. The relief was uneven: prices for most goods and services outside energy kept rising at a moderate pace, so households that didn’t drive much or heat with oil felt less of the difference. In October, Congress passed the Tax Reform Act of 1986, a bipartisan overhaul that cut the top individual income tax rate from 50% to 28% while closing many deductions and shelters, the broadest rewrite of the federal tax code since World War II. Between cheap gas and falling interest rates, 1986 read like proof that the inflationary 1970s were a closed chapter, six years after the U.S. economy had felt anything but calm.

More about inflation in 1986 →

Common amounts: 1986 dollars in 1999

Every 1986 amount converts to 1999 at the same ratio, 1.52: $1,000 becomes $1,520, and $10,000 becomes $15,201.

Amount in 1986Value in 1999
$1.00$1.52
$5.00$7.60
$10.00$15.20
$20.00$30.40
$50.00$76.00
$100$152
$500$760
$1,000$1,520
$5,000$7,600
$10,000$15,201
$100,000$152,007
$1,000,000$1,520,073

Inflation by spending category, 1986–1999

Between 1986 and 1999, medical care rose the most, up 105.4%, while energy rose the least, up 20.9%, against 52.0% for all items. The headline number is an average; here is what $100 of 1986 spending costs in 1999, by category:

Category Avg. yearly inflation $100 in 1986 →
All items (CPI-U) 3.27% $152
Medical care 5.69% $205
Core (all items less food & energy) 3.48% $156
Food 3.20% $151
Housing 3.05% $148
Transportation 2.69% $141
Apparel 1.67% $124
Energy 1.47% $121

Not shown because the BLS began these indexes after 1986: recreation (1993–), education & communication (1993–).

Decade by decade: 1986 to 1999

Prices climbed fastest in the 1980s, averaging 4.50% a year, and slowest in the 1990s (2.73% a year). Each step below chains into the full 1986–1999 change:

Years Avg. yearly inflation Price change $100 from 1986, at end
1986–1990 4.50% 19.3% $119
1990–1999 2.73% 27.5% $152

Year by year: CPI and the value of $100 from 1986

$100 from 1986 had already become $128 by 1992, on its way to $152 in 1999; each row shows the CPI, that year's inflation rate, and the running value. Within the span, inflation peaked at 5.4% in 1990, and the smallest rise was 1.6% in 1998.

Year CPI Inflation rate $100 from 1986
1986 109.6 1.9% $100
1987 113.6 3.6% $104
1988 118.3 4.1% $108
1989 124 4.8% $113
1990 130.7 5.4% $119
1991 136.2 4.2% $124
1992 140.3 3.0% $128
1993 144.5 3.0% $132
1994 148.2 2.6% $135
1995 152.4 2.8% $139
1996 156.9 3.0% $143
1997 160.5 2.3% $146
1998 163 1.6% $149
1999 166.6 2.2% $152

The destination year: 1999

In 1999, prices rose 2.2% and $100 from 1986 had the buying power of $152; the year's average CPI of 166.6 is the level behind every 1999 figure on this page.

The median household earned about $40,700 in 1999, gas averaged $1.17 a gallon, and a new home cost roughly $161,000. Inflation ran at 2.2% for the year, ticking back up from 1998’s decade low as oil prices recovered from their collapse. The decade closed with two changes to the financial system that would shape the one after it: on January 1, the euro launched as an accounting currency across 11 European countries, trading alongside national currencies like the French franc and German mark ahead of physical cash in 2002, and in November, Congress passed the Gramm-Leach-Bliley Act, tearing down the Depression-era wall between commercial banks, investment banks, and insurers. Stock markets, meanwhile, were absorbed in a boom of their own: the Nasdaq surged through the year on soaring internet-stock valuations, and the Federal Reserve raised interest rates three times in the second half of 1999 partly to cool the exuberance, even as it pumped extra liquidity into the banking system to guard against any disruption from the Y2K rollover. A first-class stamp cost 33 cents. Inflation had spent the decade falling from 1990’s 5.4% peak to averages closer to 2-3%, and 1999 closed it out almost exactly where the 1990s as a whole had settled.

More about inflation in 1999 →

Cite this page

MLA: “Inflation from 1986 to 1999: $100 is worth $152 today.” InflationCalculator.com, U.S. Bureau of Labor Statistics CPI-U data, https://inflationcalculator.com/inflation/1986-to-1999/

APA: InflationCalculator.com. Inflation from 1986 to 1999. Based on U.S. Bureau of Labor Statistics CPI-U data. Retrieved from https://inflationcalculator.com/inflation/1986-to-1999/

Source: U.S. Bureau of Labor Statistics, CPI-U annual averages (series CUUR0000SA0; category indexes listed on the data sources page). See how these numbers are calculated.